第二百四十五章 活着（3/6）

ou're experiencing a sense of fulfilment as you gradually reach your goal.

（Q2）

How do you save money?

在网上我看见过有人会把自己的工资全部从银行卡里取出来变成现金，然后分门别类地放到不同的袋子里以此区分需要花的钱和要存的钱。不过就我个人而言，存钱只需要将一部分钱从微信钱包里转到平时不常用的银行卡里就行了。

I've seen people online who take their entire salary out of their bank card and turn it into cash， and then put it into different bags to differentiate between the money they need to spend and the money they need to save. Personally， all I need to do to save money is to transfer some of it from my WeChat wallet to a card that I don't normally use.

继续阅读，后面更精彩！

（Q3）

What do you think about payment apps or mobile payments?

我认为这类app以及线上转账交易极大程度上地方便了我们的日常生活，在以往，我出门总需要带一个钱包，为了避免自己外出花钱的时候不能够完成支付。这也就意味着，如果哪天我出门忘记带现金了，那么那天我大概率不会过得太美好，但是现在我只需要带一个手机就能够完成出门！

I think these apps and online money transfer transactions have made our daily lives much easier， in the past I always needed to take a wallet with me when I went out to avoid not being able to pay when I went out to spend et to take cash with me when I go out， I'm probably not going to have a good time that day， but now all I need to do is to take my mobile phone with me and I'm good to go!

（Q4）

Do you use a credit card to buy things?

通常情况下我不怎么用信用卡，因为信用卡本身是一种超前消费，而我看了太多超前消费导致的悲剧，因为超前消费而无法还款从而选择贷款！而他们的家庭因此变得支离破碎，我觉得我没什么自制力，所以如果不是迫不得已的情况下我大概也不会选择使用信用卡。

I don't usually use credit cards because they are a form of overspending， and I've seen too m